Tax PlanningCreditBusiness CapitalFor $700K–$5M founders

Save $15,000 to $80,000+ in taxes this year, legally.

I'm Kelvin Fabián. I help Latino entrepreneurs grossing between $700K and $5M who pay more than $30,000 a year in taxes design a real fiscal plan, optimize their credit, and unlock business capital to grow without drowning.

✓ For entrepreneurs grossing $700K+ annually

If your CPA just files your return and never called you in September to plan, you're overpaying.

Portrait of Kelvin Fabián, tax strategist for Latino entrepreneurs

+400

Entrepreneurs served

+1,000

Families helped

Featured & recognized by

UnivisiónTelemundoNegocios NowHispanic BusinessLatino LeadersCNN en Español
The real problem

You gross $1M, $3M, $5M… and still feel the IRS is your most expensive employee.

Your CPA files your return but never called you in September to plan. You pay $30K, $50K, $100K+ a year in taxes and every April brings the same surprise. Meanwhile, your personal credit is bruised, the bank told you no, and you think the only way to grow is more hours and more of your own cash into the business.

It isn't a lack of work. It's a lack of strategy. A founder grossing $1M with no tax planning may be giving the IRS $40,000–$80,000 a year, money that should be funding equipment, marketing, or payroll.

My job isn't to file your taxes. It's to make sure next April doesn't blindside you, and that your business has the capital, credit, and structure to grow.

You pay $30K+ a year in taxes

No strategy, no planning. Just filing. That's costing you tens of thousands every year.

Your personal credit blocks you

You want to buy a home, you want capital, and your score says no. Or you consolidated and nothing changed.

The bank said no

You need $50K–$250K to grow but you're funding it on your personal card. There's another path, business credit.

Kelvin Fabián in a client consultation
About Kelvin

Strategist, entrepreneur, and financial guide for the Latino community.

I was born in the Dominican Republic and built my path in the United States through experience, learning, and the need to move forward with purpose. My background in marketing, sales, operations, and taxes taught me something essential: most entrepreneurs don't fail from a lack of work, they fail from a lack of structure.

Today I lead an ecosystem of services built to help Latinos in the U.S. organize their finances, stay compliant, protect their credit, and make decisions with a true business mindset.

I don't believe in empty solutions or false promises. I believe in clarity, accountability, and measurable results.

Excellence

Higher standard

Accountability

Real commitment

Clarity

Direct communication

Real impact

Measurable results

How I help

Three levers for serious entrepreneurs: Tax Planning, Credit, and Capital.

We don't sell "cheap services." We work with entrepreneurs grossing $700K–$5M who are ready to stop handing money to the IRS, repair their credit, or unlock the capital their business needs to grow.

01Tax Planning

Tax Planning for $700K–$5M entrepreneurs

For business owners already paying $30,000+ a year in taxes who need strategy, not just someone to fill in forms. We design a legal plan so the IRS stops keeping money that should be growing your business.

  • Legal savings of $15,000 to $80,000+ a year
  • Entity structure review (LLC, S-Corp, C-Corp, holding)
  • Advanced deduction strategies
  • Quarterly planning, not April panic
  • Coordination with your current CPA or bookkeeper
  • 3–5 year fiscal projection
02Credit

Personal credit optimization

For 3 very specific profiles: the one who wants to buy a home and doesn't qualify, the one who thinks their credit is lost, and the one who consolidated and is still hurt. We rebuild your financial power.

  • I want to buy a home but don't qualify
  • My credit is damaged, I thought there was nothing left to do
  • I'm about to consolidate, let's talk first
  • I already consolidated and credit is still hurt
  • Tri-merge analysis and dispute strategy
  • Clear plan with real timelines, no magic promises
03Capital

Business capital for your company

From $50,000 to $250,000 in record time so you can invest in equipment, inventory, marketing, whatever your business needs to grow. We use business credit, it doesn't depend 100% on your personal score.

  • $50K to $250K accessible in record time
  • Business credit, works even with bruised personal credit
  • For equipment, inventory, expansion, or marketing
  • No need to put your home up as collateral
  • We tell you exactly how much, when, and at what cost
  • Strategy so capital works for you, not against you
My method

Structure, Strategy, and Growth.

  1. 01

    Diagnostic

    We review your revenue, your current tax burden, your structure, and your real numbers. This is where we see how much you're leaving on the table.

  2. 02

    Structure

    We clean up what's loose: legal structure, bookkeeping, personal/business separation, credit profile.

  3. 03

    Strategy

    We design the plan: tax planning, credit optimization, or capital access, based on where your biggest lever is.

  4. 04

    Execution

    We implement with you, with your CPA, or with our team. Every step documented, every number clear.

  5. 05

    Growth

    The end goal isn't a one-time saving. It's leaving you with a system that protects and multiplies your earnings year after year.

Chaos costs money. Strategy protects it.

I don't work with everyone. That's why we get results.

My premium services are built for entrepreneurs already grossing seriously who are ready to organize, optimize, and grow. If you're just starting or hunting for the cheapest option, other professionals will serve you better.

✓ For you

This is for you if…

  • Your business grosses $700K to $5M a year.
  • You pay $30,000+ a year in taxes and know it could be less.
  • Your CPA just files, they never called you to plan before year-end.
  • You want to buy a home but credit blocks you.
  • You need $50K–$250K in capital to grow and the bank said no.
  • You're ready to treat your business as a company, not as self-employment.

, Not for you

This isn't for you if…

  • Your business grosses under $500K, premium tax planning isn't the right time yet.
  • You're hunting for the cheapest tax preparer on the corner.
  • You want illegal tricks or guaranteed savings promises no one can make.
  • You won't turn in clear documentation on time.
  • You expect someone to decide for you without engaging in your own business.
Three pillars

Three pillars. One strategy to grow your business.

Tax Planning, Credit, and Capital aren't separate services, they're the three levers that move a business from $1M to $5M. We work with you on the one that gives you the most leverage today.

Cut $15K–$80K+ in taxes
C
Tax Planning

Cut $15K–$80K+ in taxes

For entrepreneurs grossing $700K–$5M paying $30K+ a year in taxes. We design a legal strategy so you stop handing the IRS money every April.

I want to save on taxes
Reclaim your financial power
R
Credit

Reclaim your financial power

For the one who wants to buy a home and doesn't qualify, who thinks credit is lost, or who consolidated and is still hurt. There's another path, and it starts with a real diagnostic.

I want to fix my credit
$50K–$250K for your business
$
Capital

$50K–$250K for your business

Business capital in record time to invest in equipment, inventory, marketing, or expansion. Works even with bruised personal credit, you don't depend on your personal score.

I want capital to grow
Results in numbers

Data speaks louder than promises.

These are the real ranges of what we've achieved with Latino entrepreneurs grossing $700K to $5M a year.

+$12M

saved in taxes for clients

+$28M

in business capital deployed

+180 pts

average credit score increase

93%

of clients renew the next year

Average tax savings per client

Before vs. after a Tax Planning strategy

Paid to IRS beforePaid to IRS after

Typical savings range: $15,000 to $80,000+ per year.

Personal credit recovery

Average score month by month over a 6-month process

From subprime to qualifying for a conventional mortgage.

How business capital is allocated

Where clients invest the $50K to $250K

  • 38%

    Equipment & machinery

  • 24%

    Inventory

  • 18%

    Marketing & sales

  • 20%

    Expansion & payroll

Capital works for you, it doesn't drown you. Every dollar has a job.

Industries we work with

Distribution of entrepreneurs in our portfolio

Different numbers, same three levers: taxes, credit, and capital.

Case studies

Real entrepreneurs. Results in dollars.

Numbers from real clients. Every case is different, what works depends on industry, structure, and volume. These examples show what's possible when there's room to optimize.

Construction · Georgia

$1.8M annual revenue

Saved $47,000 in taxes in a single fiscal year

Restructured the entity from Sole Prop to S-Corp, implemented an accountable plan, accelerated equipment depreciation, and a Solo 401(k). The previous CPA was only filing.

$47,000

saved in 2024

Restaurant · Florida

$2.4M annual revenue

From paying $68K in taxes to paying $19K, legally

Aggressive tax planning combining owner-payroll reorganization, cost segregation on the property, and a holding structure for asset protection. Result: 72% less in taxes.

$49,000

saved in 2024

Logistics · Texas

$3.1M annual revenue

Secured $185K in business capital in 21 days

The bank had said no because of his personal credit. We built a business-credit profile and unlocked capital lines without touching personal credit. He bought 2 trucks and scaled 38% in 6 months.

$185,000

in approved capital

* Identities withheld for confidentiality. Results are case-specific; no guarantee of similar outcomes.

What they say

Entrepreneurs who went from "this isn't possible" to "I already did it."

"My CPA had been with me for 8 years and was just filing. With Kelvin I understood tax planning is a different game. The first year I recovered more than $40K I was leaving on the table."

CM

Carlos M.

Owner · Construction company

+$40K saved year 1

"I thought paying $60K+ in taxes was the price of a successful business. Kelvin showed me it was the price of having no strategy. We cut it in half, legally."

MR

Marisol R.

CEO · Restaurant chain

Taxes cut 50%

"The bank closed the door because my personal credit was 580. In 3 weeks Kelvin's team got me $150K in business credit. It changed my business."

JA

Jorge A.

Founder · Logistics company

$150K in capital

"After consolidating debt they told me my credit couldn't be fixed. Kelvin and his team raised me 142 points in 7 months. Today I bought my first house."

DL

Diana L.

Co-founder · E-commerce

+142 points · home purchased

Authority

+400 entrepreneurs. +1,000 families. One mission.

I've worked with Latino entrepreneurs grossing 6 and 7 figures in multiple states, construction, retail, professional services, transportation, e-commerce. Each one with different numbers, but the same blind spot: no one had ever taught them to strategically plan their taxes, credit, and capital.

Kelvin Fabián on a TV set discussing financial strategy for Latino entrepreneurs

+400

6- and 7-figure entrepreneurs

+1,000

families with finances in order

$700K–$5M

client revenue range

100%

focused on Latino entrepreneurs

"We were paying a fortune in taxes every year. With Kelvin we understood what our CPA never explained, and started real planning."

Construction business owner

"We needed capital for inventory and the bank had said no three times. In weeks we had access to business credit to grow."

Retail entrepreneur

"I thought my credit was lost after consolidation. Today we're in the process of buying my family's first home."

Credit optimization client

Free guide · PDF

10 Tax Planning strategies for entrepreneurs grossing $1M+

The same strategies we use with clients saving $15K–$80K+ a year. Written in plain English, no jargon, ready to discuss with your CPA or with us.

  • When to switch from Sole Prop to S-Corp (and when not to)
  • How to use accountable plans to pull money out tax-free
  • Accelerated depreciation and cost segregation 101
  • Retirement vehicles that lower your tax bill this year
  • Common mistakes your current CPA is probably making

Free download

Get the full guide in your inbox in under 1 minute.

No spam. I'll send the guide and, occasionally, useful tax-planning content. Unsubscribe anytime.

Resources

Learn to make better financial decisions.

Clear content for Latino entrepreneurs and families who want to move forward with structure.

Free guide

Download a free guide

5 mistakes that make many business owners pay more taxes than they need to.

Frequently asked

What every entrepreneur asks before taking the step.

Question not here?

Message me directly on WhatsApp or book your free fiscal diagnostic.

Book your diagnostic

30 minutes. No cost. No commitment.

On the call we review your current tax situation, identify concrete savings opportunities, and tell you honestly whether we can help or not. For entrepreneurs grossing $700K+ annually.

Prefer to write first? Message me on WhatsApp.

WhatsApp